VTI · Vanguard Morningstar Total Stock Market ETF

Issuer: Vanguard

Launched in 2001, this passively managed, market-cap-weighted ETF tracks the Morningstar US Total Market Index and provides broad exposure to about 3,500 US stocks across large, mid and small capitalizations. It remains exposed to overall US equity-market risk. The fund added Morningstar to its name in July 2026; the annual expense ratio is 0.03%.

ETF · US ETF average

Long-term returns ★★★★★★★★☆☆ Five-year cumulative total return of about 67.2%.

Stability ★★★★★★☆☆☆☆ Five-year maximum closing-price drawdown near 26.2%.

Costs ★★★★★★★★★☆ Very low annual expense ratio of 0.03%.

Upside potential ★★★★★★★☆☆☆ Best calendar-year return: about 26.1% in 2023.

Liquidity ★★★★★★★★★★ About $1.5 billion traded daily over the past year.

Performance

1-month total return: -2%

1-year total return: 13%

5-year total return: 67%

Stability

1-month MDD: -6%

1-year MDD: -9%

5-year MDD: -26%