My HappyStock
Log in to track your learning progress.
US Companies
Find my preferred stocks →Compare companies across six criteria and explore businesses that fit your priorities.
UnitedHealth Group Incorporated (UNH)
Average score 6.8 D
Preference —
UnitedHealth Group; Wikimedia Commons; PD-textlogo (simple text logo); trademark rights may apply
Six company scores
Premium growth persists, but falling enrollment slows sales
Pricing and medical cost controls restore profit margins
A-grade credit and cash flow help offset sizable debt
Care networks, data and scale deter competitors
Health demand grows, but regulation and care costs weigh
About 17x forward earnings reflects a recovery outlook
Editorial scores are for education, not audited financial metrics or investment advice.
Revenue by business
- UnitedHealthcare 76.61%
Employer, individual, Medicare and Medicaid health plans
- Optum Rx 13.89%
Pharmacy benefits, medication distribution and dispensing
- Optum Health 7.74%
Care delivery, wellness and value-based care
- Optum Insight 1.76%
Healthcare data, claims systems and analytics software
Revenue by region
- All Regions (Country Split Not Disclosed) 100%
Key metrics
| Revenue CAGR (5 years) | 12% |
|---|---|
| Operating income CAGR (5 years) | -3% |
| Net income CAGR (5 years) | -5% |
| Operating margin (5-year avg.) | 8% |
| ROE (5-year avg.) | 20% |
| ROA (5-year avg.) | 7% |
| Beta (5 years) | 0.52 |
| MDD (5 years) | -61% |
| Payout ratio (5-year avg.) | 42% |
| P/E | 23x |
| Forward P/E | 17x |
| PEG | 1.22 |